The all-in-one place to save and spend
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Create a goal
Set goals for an emergency fund, vacation, or new car
Fund your Qapital account
Save with automatic transfers or spare change roundups
Watch your savings grow
Your savings are now on autopilot–sit back and relax
How to save with Qapital
Save with your goals in mind
Qapital® is an easy to use money management app that allows you to manage your spending and save automatically.
Over $3,000,000,000 saved by our members
Find out why millions of people have saved billions of dollars collectively with Qapital.
Perfect saving tool
I’m not a person who saves very easily. With Qapital I’ve been able to save for all of my vacations! I keep at least $3000 in my qapital account easy! You better get you one!!
Brown Fam-ily
I love that this app allows me to save money without me actually seeing the money coming out of my account. I use the round up rule and am pleasantly surprised with the money that I save and the goals that I meet!
Danecia J
Saving money automatically
This bad boy does all the work for me. The math? Done. The budgeting? Done. The saving? Listen I was able to go to Europe this summer and move to a new apartment because I had the savings. It’s awesome.
Portlandparker
Brother yes
Get the App
Copyright © 2025 Qapital, LLC. All rights reserved. For full details, see Qapital’s Terms and Conditions and Privacy Policy.
Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.
Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.
*Qapital will deduct a monthly membership fee after your free trial ends and you connect a bank account.
Spend smarter. Save more.
Qapital helps you spend guilt free and save automatically for the things that matter to future you.
Your Qapital Spend account includes:
- Unlimited goals with automatic saving
- No minimum balance, no hidden fees
- Everyday money management features (checks, bill pay, early payday, and more)
Sit back, relax and invest
Your Qapital account is the easiest way to get started with investing.
Easy automated investing*:
- Investments designed for different life stages
- Expert built portfolios made up of low cost funds
- No management fees*
15+ ways to save effortlessly
You can set money aside once a month, every payday, when you shop, when you go for a run–it’s up to you.
Harness the power of automatic savings
On average, Qapital members make 15 effortless deposits per month. These small actions add up fast, helping you grow your savings with ease.
The not-so-small print
Copyright © 2025 Qapital, LLC. All rights reserved. For full details, see Qapital’s Terms and Conditions and Privacy Policy.
Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.
Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.
*Qapital will deduct a monthly membership fee after your free trial ends and you connect a bank account.
